Revealed! What really causes money worries

It’s true that most of us worry about money at some point in our adult lives. Whether it’s saving for the future or being able to afford some more money on your electric meter. Money problems haunt everyone whether they have a stable job or not, so it’s nothing to be ashamed of.
When you can put your finger on why you're worried about money, you'll be able to do something about it. So, with this in mind I’ve gathered some of the main causes of money worries in a helpful list, that may give you the financial clarity you’ve been looking for.

Not being able to save for the future

When you’re unable to put money aside for the future, it can leave you feeling anxious for the future. The idea of owning your own home or being able to financially survive a sudden expense can leave you feeling uncomfortable for what could lie ahead. However, you don’t need to fill a jar with lots of notes and store it under your bed to save for a rainy day. A stocks and shares ISA from Wealthify is all you need to earn tax-free interest on your savings and slowly build yourself a good nest egg. It’s all done within a few clicks!

Losing your job

Very few jobs these days are for life or come with the longevity and financial security we want. So, when you lose your job through no fault of your own, either because your contract has expired or you've been made redundant, it's no wonder the money worries start to kick in. It's always a good idea to save as much money as possible when you're working just so you have enough to support you through your unemployment dry spell.

Failing to understand the importance of budgeting

When you don’t know where your money is going each month and you're struggling to make it to the end of the month, no wonder you're worried about finances. If this sounds like your situation, then going over your finances and understanding the importance of budgeting is something you need to grasp. It's pretty simple. Just work out how much money you have coming in and try to reduce what money you've got going out as much as you can. I have 4 great ways to save money in another post. If you have a student loan then considering paying off in installments can help you stick to budget too, to find out more check out


Debt is something that plagues all of us. From student loans to payday loans, items on finance, credit cards, utility or council tax debt. It can all quickly add up. Debt isn’t just a money problem – it can severely impact your mental health and your relationships. If you’re struggling with debts, speak with a debt advisor as soon as possible.

And finally, uncontrollable spending habits

We live in a world where everything we want (whether we can afford it or not) is available in just a few taps, clicks or swipes. Online shopping is incredibly easy and due to constant advertising, incredibly tempting. When you have an uncontrollable spending habit, it’s easy to plunge yourself into debt and other financial complications.


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